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Castle Rock, CO, VA Home Loans

Integrity Mortgage & Financial offers VA Home Loans for those looking to purchase or refinance homes in Castle Rock, Colorado. Qualifying for a mortgage can be a complicated process for anyone, but there are certain perks available to anyone with service experience, whether active duty or retired military members. Regardless of when or where you served, if you qualify for a veteran’s assistance home loan, you can enjoy some of the best perks in the mortgage industry and often get yourself to the closing table on your dream home in Castle Rock much faster than you ever could with a conventional or FHA mortgage. As with any aspect of the real estate industry, the first step in maximizing the value you receive is understanding all the options available to you.

Castle Rock CO HomesWhat is a Veteran’s Assistance Loan?

These special mortgages are designed to make buying or refinancing a home significantly easier for anyone who has served in the armed forces. The typical VA loan is a fixed-rate mortgage for 15 or 30 years, but there are also options for adjustable-rate mortgages. If you are looking to refinance your current home, VA Loans offer some of the best products on the market today.

The U.S. Department of Veterans Affairs governs these, and they offer plenty of advantages including better interest rates, lower down payment requirements, and more accessible qualifications. Imagine the impact of combining those three benefits on the same mortgage! They also include the benefit of no pre-payment penalties, so anyone who qualifies for one will have the option to pay off their home sooner without any additional fees.

What Types of VA Loans are Available?

The most common options are either standard fixed-rate or adjustable-rate mortgages for first-time homebuyers. In most cases, going with a VA Loan will eliminate the need for the buyer to come up with a substantial down payment to close the deal. This is also helpful for qualified buyers looking to upgrade to a more-expensive property. The Jumbo Rate VA Loans make it much easier on the average military family by reducing the interest rate and lowering or eliminating the required down payment for houses in higher price ranges.

Anyone looking to refinance can also find tremendous value in VA Loans through the VA Streamline Refinance or the VA Cash Out Refinance options. Both come with reasonable qualifications, and they allow homeowners to borrow up to 100% of the value of their properties.

Work with Integrity Mortgage & Financial Inc.

Integrity Mortgage & Financial Inc. is your local expert for Castle Rock, CO, VA Home Loans. We have the extensive experience that you want on YOUR side when your application goes to underwriting. We can shop your mortgage around to multiple underwriters, get you an extremely competitive rate, and often get to the closing table in as little as 30 days. If you would like to learn more, contact our mortgage professionals today to request a quote and let our experts go to work for you.

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